Open a Cynergy Bank Online Easy Access Account (Issue 71**) for just £1 to start earning a competitive 5.01% interest rate.
Start growing your savings with 5.01% AER* variable (5.01% gross p.a.) interest paid for the first 12 months, reverting to 3.75% AER after that. You can also access your money at any time, with unlimited, free withdrawals.
** Issue 71 is the latest Issue offered by Cynergy Bank. The interest rates on different issues can vary – both upwards and downwards. Our latest Issue rate will always be displayed on this page and may be different to the rate on the product you hold.
Is Online Easy Access Account suitable for you?
Savers that wish to access their money at any time.
Savers wishing to make unlimited withdrawals for free.
Online Easy Access Account is NOT SUITABLE for people seeking a long-term investment at a fixed interest rate.
Online Easy Access Account is NOT SUITABLE for savers who are unable to use Online Banking.
Apply in minutes
Before applying
Please read the along with the and Summary Box before applying, to ensure you understand the features and conditions of the account.
To open an account online, you need to be:
A personal banking customer;
18 years old or over; and
A UK resident.
You will need:
Your mobile phone number and email address
Details of a UK current account in the name(s). This will be your 'nominated account' - all withdrawals will be paid to this account.
The minimum initial deposit is £1 and you can deposit up to £1 million in this account.
It’s important we receive your initial deposit within 14 days from opening the account online.
Existing customers
If you're already a Cynergy Bank customer, you can open an Online Easy Access Account using our quick and easy Fast Track Apply in Online Banking.
Please read the important information below before applying:
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross interest is the contractual rate of interest.