Online Easy Access Account 4.05% AER*

Open a Cynergy Bank Online Easy Access Account () for just £1 to start earning a competitive 4.05% interest rate.

Start growing your savings with 4.05% variable (4.05% gross p.a.) interest paid for the first 12 months, reverting to % after that. You can also access your money at any time, with unlimited, free withdrawals.

Apply in minutes

Please read the   along with the and before applying, to ensure you understand the features and conditions of the account.

To open an account online, you need to be:

• 18 years old or over; and

• A UK resident.

You will need:

• Your mobile phone number and email address

• Details of a UK current account in the name(s) of the account holder(s). This will be your ‘nominated account’ – all deposits and withdrawals must be made via this account.

• The minimum initial deposit is £1 and you can deposit up to £1 million in this account.
  
  It’s important we receive your initial deposit within 14 days from opening the account online.

Existing customers

If you're already a Cynergy Bank customer, you can open an Online Easy Access Account using our quick and easy Fast Track Apply in .

Please read the important information below before applying:

• Cynergy Bank's

Notes and definitions

stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross interest is the contractual rate of interest.

is the latest Issue offered by Cynergy Bank. The interest rates on different issues can vary—both upwards and downwards. Our latest Issue rate will always be displayed on this page and may be different to the rate on the product you hold.