Bridging Finance is short-term lending* that 'bridges' a gap between a current need for financing and the future availability of capital.
Residential investment
Ideal for individuals looking to purchase a new investment property before selling their current one. We offer loans tailored to fit your timeline and financial situation.
Commercial loans
Commercial loans
Designed for businesses that need quick access to capital for property transactions, expansions, or other urgent financial requirements.
Mixed-use loans
Mixed-use loans
Short-term loans to support mixed-use property purchases: that is properties with both residential and commercial elements.
Product details
IMPORTANT: Any property used as security may be repossessed if you do not keep up with repayments.
Loan amount
£2m-£20m for Residential investment loans
£2m-£10m for Commercial and Mixed-use loans.
Loan terms
Up to 12 months for Residential properties.
Up to 9 months for Commercial and Mixed-use properties.
Max Loan to Value (LTV)
Residential: 75%
Mixed-use: 70%
Commercial: 60%
Transparent fees
An application fee of 2% paid upfront or added to the loan amount (subject to max LTV).
IMPORTANT: *This is an unregulated product. Any property used as security may be repossessed if you do not keep up with repayments.