Business Finance
NEW: Business Births & Deaths Index
Read the latest Cynergy Bank Business Births & Deaths Index now for an updated view of UK business creation vs business closures in the first half of 2026.
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Meet Cymon, our new AI-powered live chat assistant
Find information easily, without needing to call. Cymon can help answer general questions, explain our products and services, and guide you to relevant information on our website.
The Bank for Businesses
Award-winning products. Competitive rates. Give your savings a boost.
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Personal Bank Accounts
Award-winning products. Competitive rates. Give your savings a boost.
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Why Cynergy Bank
Trusted by customers
Rated ‘Excellent’ on Trustpilot from over 5,000 reviews. As of September 2026.
FSCS protection
Eligible deposits are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Human-Digital Bank
Delivered by dedicated, expert people, enabled by technology.
Business Banking
We offer a suite of interest-paying accounts designed for growing small and medium-sized enterprises in the UK
Business Saver – Business Saver gives you easy access to your money, whenever you need it. Earn 3.90% AER variable, paid monthly at 3.83% gross p.a.
Business Current Account – Make your hard-earned money work even harder with 3.50% AER* variable (3.44% gross p.a.) up to and including £35,000.
Business Fixed Rate Bond - Choose a fixed term from 1-5 years and enjoy guaranteed interest - up to 4.15% AER, giving stable growth and certainty for your savings.
LET’S GET PERSONAL
Award-winning products. Competitive rates. Give your savings a boost. The Cynergy Bank human and digital model transforms banking for customers who still value a face-to-face relationship enabled by the latest digital technology.
Online Easy Access Account 4.05% AER - Grow your savings and enjoy unlimited free withdrawals. Rate includes 2.00% AER bonus for the first 12 months.
Online ISA 4.05% AER - Our Online ISA provides a competitive tax-free savings rate and easy access withdrawals 24/7. Open with £1 and transfers-in are accepted.
Online Notice Saver - Earn interest without having to lock your money away for a set term. To make a withdrawal, you just need to give us 35, 95 or 120 days’ notice before withdrawal.
A team that knows your business
Relationship Managers
Larger deposit?
If you have more than £250,000 to deposit, or your business has an annual turnover of £250,000 or more, please contact our Business Banking team at businessbanking@cynergybank.co.uk for more details.
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Business births and death index
Official banking partner of brentford fc
Deal completions
We work closely with our customers, providing them with loans and responsive teams that support their growth
A selection of our products and services
Ways you can contact us
Email us
using our online form.
