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Banking needn’t be complicated

We serve the needs of SMEs, from start-ups to scale ups, family-run businesses and savers by offering tailored banking solutions, delivered by people enabled by the latest technology.

Award winning, FSCS protected, our customer promise

Get our app

Manage your personal and business banking on the move with our Mobile Banking app.

Industry-leading

Banking Brand of the Year 2024.
Best Easy Access Cash ISA Provider.
Best Online Savings Provider.

Financial Services Compensation Scheme (FSCS) logo

FSCS-protected

Eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Cynergy Bank Index

Business Births & Deaths Index

Drawing on the latest ONS data, we calculated a Cynergy Bank 'Business Health Score' for the UK's industry sectors and regions, based on the ratio of new businesses created to those lost.

The resulting Business Births & Deaths Index paints a picture of the nation's economic health.

Get all the data

Business Banking

Work your money harder? You can business bank on it.

All paying competitive rates of interest, our , and are designed for the unique and varied needs of growing small-medium-sized enterprises in the UK.

Find out more

Property Finance

Grow your property portfolio

Our expert team of dedicated relationship managers will listen and tailor the most appropriate and solutions to suit your circumstances.

Find out more

Personal Banking

Award-winning savings products and service

Saving for something special? Or building up your rainy day savings? Browse our comprehensive range of savings accounts—all offering competitive interest rates—to find the right match for you.

Find out more

Ways you can contact us

Secure message

Send us a secure message by logging into .

Email us

using our online form.

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)

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Contact us

Email us (via our online form)
Click here for our online form

Telephone
0345 850 5555 or +44 20 3375 6422 (if calling from abroad). Calls may be recorded for monitoring and training.

Customer Service telephone opening hours
9.00am – 6.00pm Monday to Friday

More ways to contact us

Modern Slavery Statement

Read our statement, financial year ending 2023

©Cynergy Bank plc 2025.

Cynergy Bank plc. Registered in England and Wales: 04728421.
Registered office: 4th Floor, One New Change, London EC4M 9AF.
Correspondence address: PO Box 80030, London EC4P 4NG.

Cynergy Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Asset Based Lending is exempt from regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Our main business is the provision of financial services under registration number no. 575105. Cynergy Bank and the curve logo are registered trademarks.

Eligible deposits with Cynergy Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the protected limit are unlikely to be covered. Further information is available here or at https://www.fscs.org.uk/ .

For free and impartial advice, set up by the government, click here .

Cynergy Bank plc is a member of UK Finance and subscribes to the Standards of Lending Practice published by the Lending Standards Board which covers good practice in relation to loans, overdrafts and other types of lending that we do not currently offer.

BSI ISO 22301 Business Continuity Management badge (BCMS579919) - BLUE
BSI ISO/IEC 27001 Information Security Management badge (IS 568376) - BLUE