This podcast expresses the views of its participants as of the date indicated and may not represent the views of Cynergy Bank PLC (“Cynergy”). Moreover, such views are subject to change without notice and Cynergy has no duty or obligation to update the information contained herein.

This podcast is being made available for educational purposes only and should not be used for any other purpose. The information contained herein does not constitute and should not be construed as an offering of advisory services, investment advice, or an offer to sell or solicitation to buy any securities or related financial instruments or products in any jurisdiction. Certain information contained herein concerning economic trends and performance is based on or derived from information provided by independent third-party sources.

Cynergy cannot guarantee the accuracy of the information in this podcast and has not independently verified the accuracy or completeness of such information or the assumptions on which such information is based.

This podcast, including the information contained herein, is the sole property of Cynergy and may not be copied, reproduced, republished, or posted in whole or in part, in any form without the prior written consent of Cynergy.This podcast expresses the views of its participants as of the date indicated and may not represent the views of Cynergy Bank PLC (“Cynergy”). Moreover, such views are subject to change without notice and Cynergy has no duty or obligation to update the information contained herein.

This podcast is being made available for educational purposes only and should not be used for any other purpose. The information contained herein does not constitute and should not be construed as an offering of advisory services, investment advice, or an offer to sell or solicitation to buy any securities or related financial instruments or products in any jurisdiction. Certain information contained herein concerning economic trends and performance is based on or derived from information provided by independent third-party sources.

Cynergy cannot guarantee the accuracy of the information in this podcast and has not independently verified the accuracy or completeness of such information or the assumptions on which such information is based.

This podcast, including the information contained herein, is the sole property of Cynergy and may not be copied, reproduced, republished, or posted in whole or in part, in any form without the prior written consent of Cynergy.