We can arrange funding for the purchase or refinance of residential properties, also known as buy-to-let, and on a variety of mixed-use and commercial properties.

Buy-to-let funding is generally available for up to 65% of the value of the property, on a repayment or short-term interest-only basis, or with partial capital repayments. For commercial properties, investment funding is typically available for up to 55% Loan to Value (LTV) on terms of up to 10 years. Interest rates are offered depending on the quality of the covenant interest cover, LTV and duration of the facility.

If you’re purchasing or refinancing residential investment property, ask your relationship manager about a buy-to-let mortgage.

The term of this mortgage can be for up to 10 years. At the Bank's discretion, loans may be granted with a partial capital repayment schedule, with the balance to be repaid upon maturity (for example, where a loan is granted for a term of ten years but repayments are calculated over 20 years).