Online Notice Saver

• 35-Day Notice rate effective after 4.30pm on Friday, 2 August 2024

• 95-Day Notice rate effective after 4.30pm on Friday, 2 August 2024

• 120-Day Notice rate effective after 4.30pm on Friday, 2 August 2024

Advertised rates

Interest is calculated daily on the cleared balance in your account and paid annually on the anniversary of your account opening and on account closure. If the anniversary falls on a weekend or bank holiday your interest will be credited on the next working day. Interest is added to the account balance.

Yes the interest rate may change.

If the interest rate of your specific issue changes, and that change is to your advantage, we may make the change immediately and will notify you within a reasonable time of the change taking effect.

Where we make a change to the rate that is not to your advantage, we will notify you no less than 14 days before the change takes effect.

If the Balance of your account is less than £100, we will not be required to give you notice ahead of making a change. See for further details.

The estimated balance is based on interest being paid annually and added to the balance and assumes no further deposits or withdrawals are made.

It is provided for illustrative purposes only and does not take into account a customer's individual circumstances and or any changes to the interest rate made in the future.

To open an Online Notice Saver you must be aged 18 or over, a personal customer and a UK resident for tax purposes.

The minimum initial deposit is £500 and you can deposit up to £1 million in this account.

It's important we receive your initial deposit within 14 days from account opening, or the account will be closed.

You can only open an Online Notice Saver account online and you must use Online Banking to manage your account and make withdrawals.

For added security, when you use Online Banking, you’ll need to download and register our Authenticator App (available for free on Google Play or the Apple App Store) or request a Digipass®.

Yes, subject to your selected account notice period. Note that, should your balance fall below our minimum deposit, we will close your account.

If, due to exceptional circumstances, you need immediate access to funds, we will allow you to close your Account and withdraw the full balance, including any accrued interest, at our discretion. You may be asked to provide evidence of the exceptional circumstance when making a request to close your account.

Following expiry of the notice period, your money will be automatically transferred to your Nominated Account. At times, it may be necessary for your payment to be put through some additional security checks, to make sure it’s genuine. This means it might take a little longer than usual to reach your account. Please do not attempt to make the payment again while these checks are taking place.

Interest will be paid without the deduction of tax. Individuals may have tax to pay on any interest received that exceeds their . It is your responsibility to seek independent advice regarding your tax affairs.

The tax treatment and the rate of interest payable depend on individual circumstances and may be subject to change in the future.

If you change your mind within 14 days of opening your account, we will cancel your account and return your deposit to your nominated account. You will receive interest on any cleared funds if you decide to cancel your account.

We may periodically launch new savings product issues which are given designated issue numbers. Individual product issues each have their own interest rate, these may vary from the prior/proceeding issues; either upwards or downwards. See our .