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Online Notice Saver

Earn up to 4.93% AER* variable interest without having to lock your money away for a set term.

Earn up to 4.93% AER* gross/variable interest while still having access to your savings with Online Notice Saver (Issue 13**). To make a withdrawal, you simply have to give 35, 95 or 120 days notice depending on the rate you choose.

Offering an attractive rate of interest, while allowing flexible access to your savings, notice savings accounts are ideal if you do not need immediate access to your funds but do not want to lock them away long-term either.

Open an Online Notice Saver from Cynergy Bank with a minimum initial deposit of £500 and a maximum balance of £1 million, choosing a 35-, 95- or 120-day notice period for withdrawals.

Why choose Online Notice Saver


Cynergy Bank was highly commended in the category of ‘Best Notice Account Provider’ at the Savings Champion Awards 2024. Read more

4.93% AER* Gross/Variable

Earn up to 4.93% AER* Gross/Variable by choosing the 120-day notice period. Interest rates for other notice periods (35- and 95-days) are detailed below.

Check your balance on the move

Watch your money grow on our new mobile banking app for personal customers.

Is Online Notice Saver suitable for you?

If you want a higher interest rate by locking in your deposits for a set notice period.

Your eligible deposits with Cynergy Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Read more .

Online Notice Saver is not suitable if you need immediate access to your funds. You will need to give us 35-, 95- or 120-days notice to withdraw your funds, depending on the period you choose when you open your account.

Online Notice Saver Account is not suitable for savers who are unable to use Online Banking.

Apply in minutes

Before applying

Please read the  along with the and Summary Box before applying, to ensure you understand the features and conditions of the account.

To open an account online, you need to be:

  • A personal banking customer;

  • 18 years old or over; and

  • A UK resident for tax purposes.

You will need:

  • Your mobile phone number and email address

  • The minimum initial deposit is £500 and you can deposit up to £1 million in this account.

Existing customers

If you're already a Cynergy Bank customer you can open an Online Notice Saver Account using our quick and easy Fast Track Apply in Online Banking

Take me to Online Banking

Please read the important information below before applying:

Please note that information in the Summary Box is a summary of the key features of the account and is not intended to be a substitute for reading the Terms and Conditions.

Apply for Online Notice Saver

Online Notice Saver terms and conditions

Download and read

Start your Online Notice Saver application

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Online Notice Saver - Important Information

Notes and definitions

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross interest is the contractual rate of interest.

** Issue 13 is the latest Issue offered by Cynergy Bank. The interest rates on different issues can vary—both upwards and downwards. Our latest Issue rate will always be displayed on this page and may be different from the rate on the product you hold.

*** Gross means without tax deducted.

Ways you can contact us

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)

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