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Save smart with
Business Saver
4.00% AER*

Save from £1 to £10,000,000 with flexible access to your money whenever you need it**

Start saving from just £1 with a Business Saver account

  • Earn 4.00% AER variable, paid monthly at 3.93% gross p.a.

  • Make unlimited requests to withdraw your money at any time.

  • Eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme.

With no fees and quick account opening for eligible businessessole traders, partnerships, limited liability partnerships and limited companies*** Business Saver from Cynergy Bank gives you easy access to your money, whenever you need it.

Save smart with Business Saver

Smart savings

4.00% AER market leading interest rate to help your business thrive

Smart onboarding

Open an account in as little as 15 minutes with our streamlined application process.

Smart choice

Business Saver enables up to 10 directors as signatories.

Is Business Saver account suitable for you?

Businesses that require access to their money at any time

Businesses based in the UK and registered with Companies House, where applicable.

  • Sole traders, partnerships, limited liability partnerships and limited companies.

  • Businesses with up to 10 named individuals including Partners, Directors and shareholders. (Shareholders with a shareholding of 10% or more must be added).

Business Saver Account is NOT suitable for:

  • Charities, trusts, clubs or societies. We do not accept client money or accounts held in trust

  • Non-UK businesses

  • People looking for a fixed rate of interest

  • People who are unable to use Online Banking.

Things to consider before you apply

  • A nominated bank account must be provided. This will be a business current account in your same business namethis can be a Cynergy Bank account, of course.

  • The Business Saver account is an easy access account. All deposits need to come from, and withdrawals made to, your nominated account.

  • For your security an authentication app or device must be used to access online banking.

  • Any individual who is a person of significant control and anyone you appoint as a user for your account must:

    • Be aged 18 or over

    • Not be a US citizen

Sole Traders and Partnership

Limited Liability Partnerships (LLP) and Limited Company

Be a UK resident and only a tax resident in the UK

At least one person of significant control must be a UK resident and only a tax resident in the UK.


Apply in minutes

Before applying

Please read the  and Important Product Information before you apply to ensure you understand the features and conditions of the account.

You will need the following:

  • Email addresses and phone numbers for any Ultimate Beneficial Owners with 10% or more, or any directors of the business (these details must be different to yours)

  • Your Unique Taxpayer Reference number (you can find this in your Government Gateway account/HMRC app)


Please read the important information below before applying:

Apply for Business Saver account

Business Saver terms and conditions

Download and read

Get started now. Apply in as little as 15 minutes.

Apply now

Continuing an application

To resume an application you already have in progress, click here .

Existing customer?

Contact your Cynergy Bank Customer Relationship Manager or our Customer Services team to process your application swiftly.

Important product information

* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

** Daily payment cut-off times apply

*** Terms and conditions apply. Subject to meeting the customer acceptance policy.

Ways you can contact us

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)

Email us

using our online form.

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