Things to consider before you apply

• You can choose to complete an ISA transfer on application. Current year subscriptions must be transferred in full, previous year subscriptions can be partial or full transfers.

• This is not a flexible ISA. Any money you withdraw in a tax year cannot be replaced.

• If you apply for a fixed rate term, we’ll also open a variable rate ISA for you, but you don’t need to use it.

• Early closure of a fixed rate term is subject to 180 days loss of interest.

Apply in minutes

Before applying

Please read the  along with the and the Summary Box before applying, to ensure you understand the features and conditions of the account.

To open an account online, you need to be:

• 18 years old or over; and

• A UK resident for tax purposes.

You will need:

• National Insurance Number

• Your mobile phone number and email address

• Between £500 and £20,000 for a new investment, or £500 and upwards for a transfer.

Existing customers

If you're already a Cynergy Bank customer you can open an Cash ISA via the online application and providing your existing account name and number.

Please read the important information below before applying:

• Cash ISA Summary Box

• Cynergy Bank Privacy Policy

• FSCS Information Sheet / Exclusions List

Please note that information in the Summary Box is a summary of the key features of the account and is not intended to be a substitute for reading the Terms and Conditions.

Notes and definitions

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.