
Meet The Board
The Board of Directors has ultimate responsibility for the prudent management of Cynergy Bank and oversight of senior management. Its terms of reference are set out in our latest .

Pradip K Dhamecha
Non-Executive Director
Pradip is the CEO of Dhamecha Group, Cash & Carry Food Wholesalers, serving some 18,000 independent retailers in the London and Midlands areas. He is responsible for the strategy and overall performance of the Dhamecha family business. Pradip was awarded an OBE in June 2018 for services to Exports, Economic Growth and Philanthropy.

Nick Fahy
Chief Executive Officer
Nick is a highly experienced financial professional, having worked within the banking sector for over 30 years across the UK, Ireland and Australia. Nick has been CEO of Cynergy Bank since it was formed in December 2018, after the acquisition of Bank of Cyprus UK. Nick had been CEO of Bank of Cyprus UK since December 2015 and oversaw the acquisition by Cynergy Capital Limited in December 2018.

Stefano Combi
Chief Financial Officer
Stefano has extensive financial services experience. He first joined Cynergy Bank in April 2024 as Transformation Director and Head of Strategic Finance before becoming CFO. Prior to joining Cynergy Bank, Stefano spent 22 years in investment banking, of which 12 were at HSBC, where he was a Managing Director for its Financial Institutions Group. Stefano also spent 5 years at PwC, where he qualified as a Chartered Accountant.

Euan Hamilton
Chair
Euan was appointed as Chair in June 2021 after Philip Nunnerley’s retirement. Euan was a Director, Restructuring & Recoveries, with Bank of Cyprus Group. Before joining Bank of Cyprus, Euan held a range of senior executive roles with the Royal Bank of Scotland, including Deputy CEO of the Bank’s Non-Core Division and Global Head of its Sponsor Coverage and Leveraged Finance businesses. Euan is a Fellow of the Chartered Institute of Bankers in Scotland.

Kim Rebecchi
Deputy Chair – Senior Independent Non-Executive Director, Chair of Remuneration, Nominations & Corporate Governance Committee
Kim has over 40 years’ experience in financial services. Kim has spent the majority of her career in the building society sector, her last role being the Commercial Director of Leeds Building Society. Kim has extensive Non-Executive Director experience, having sat on the Boards of a number of financial services businesses. Kim holds the Financial Times Non-Executive Diploma, is a Fellow of the Chartered Institute of Bankers and holds a postgraduate diploma in financial services.

Bal Sohal
Non-Executive Director
Bal is an accomplished investor with extensive experience in the real estate and lending sectors both in the UK and overseas. He has been involved in complex property transactions and brings deep expertise in deal structuring, financing and successfully realising value from projects. Bal is a seasoned business leader with a strong track record of building and scaling ventures across residential, commercial development and financial markets.

Mike Newman
Non-Executive Director and Chair of the Audit Committee
Mike has a wealth of banking, financial management, audit and regulatory experience having spent 30 years with PwC, including 20 years as a Senior Audit Partner. During his career, Mike has worked with large UK and US banks as well as a variety of UK-based building societies and banks, motor finance, asset finance and private banking businesses. Mike is a Fellow of the Institute of Chartered Accountants and is currently also a Non-Executive Director of Société Generale International Limited and Union Bancaire Privee (UK) Limited.

Catherine Moroney
Non-Executive Director
Catherine has extensive financial experience, including roles as Head of Business Banking at AIB Bank, Chair of AIB’s Corporate Finance Business and Member of the AIB Retail Executive. Catherine is a former President and Chair of Dublin Chamber of Commerce and has formerly held Board directorships at Aviva Insurance and AIB General Insurance Businesses.

Neil Fuller
Non-Executive Director and Chair of the Risk Committee
Neil has over 40 years’ experience in retail banking and financial services. He has held senior roles at Bank of Ireland UK plc, including Chief Risk Officer, Executive Board Director and, for a short time, Interim Chief Executive Officer. Prior to that, Neil was Chief Risk Officer at GE Capital Bank Ltd and held a variety of roles, including Risk Director and Chief Risk Officer, in the UK retail division of Royal Bank of Scotland and NatWest. Neil’s experience and knowledge of risk management in the financial services sector enriches and strengthens the Board. Neil is an independent Non-Executive Director of Leeds Building Society and the Chair of their Board Risk Committee.
*Note all appointments prior to November 2018 would have been to the Board of Bank of Cyprus UK Limited, prior to its change of ownership and rebrand to Cynergy Bank Limited, and subsequently, Cynergy Bank plc.
