Meet our Board of Directors

Pradip is the CEO of Dhamecha Group, Cash & Carry Food Wholesalers, serving some 18,000 independent retailers in the London and the Midlands areas. He is responsible for the strategy and overall performance of the Dhamecha family business.

Pradip was awarded an OBE in June 2018 for services to exports, economic growth and philanthropy.

Nick Fahy is Chief Executive Officer of Cynergy Bank.

Nick Fahy is a highly experienced financial professional having worked within the banking sector for over 30 years across the UK, Ireland and Australia.

Nick has been CEO of Cynergy Bank since it was formed in December 2018 following the acquisition of Bank of Cyprus UK. Nick had been CEO of Bank of Cyprus UK since December 2015 and oversaw the acquisition by Cynergy Capital Limited in December 2018.

Nick has lead franchise growth from a loan book of £700m to c.£4.5bn by the end of the 2025. Nick has ambitious plans for the future of Cynergy Bank. He is actively working to grow its franchise as a leading technology native business bank specialising in medium businesses and to redefine SME banking with the human digital bank model.

Nick joined Cynergy Bank from the Westpac Banking Corporation where he was State General Manager for the bank’s retail and business banking operation in Western Australia. Prior to Westpac, Nick spent 17 years with the Bank of Ireland Group in a variety of leadership roles, including Chief Operating Officer for their retail banking division, Managing Director for Northern Ireland, and Managing Director for the bank’s Post Office’s UK-wide financial services operation.

Euan was appointed as Chair in June 2021 following the retirement of Philip Nunnerley. He was a Director, Restructuring & Recoveries with Bank of Cyprus Group. Before joining Bank of Cyprus, Euan held a range of senior executive roles with RBS including Deputy CEO of the bank’s Non-Core Division, and Global Head of its Sponsor Coverage and Leveraged Finance businesses. Euan is a Fellow of the Chartered Institute of Bankers in Scotland.

Kim has over 40 years’ experience in Financial Services. Kim has spent the majority of her career in the building society sector, her last role being the Commercial Director of Leeds Building Society. Kim has extensive INED experience having sat on the Boards of a number of financial services businesses.

Kim holds the Financial Times Non-Executive Diploma, is a Fellow of the Chartered Institute of Bankers and holds a postgraduate diploma in financial services.

Bal is an accomplished investor with extensive experience in the real estate and lending sectors both in the UK and overseas. He has been involved in complex property transactions and brings deep expertise in deal structuring, financing, and successfully realising value from projects. Bal is a seasoned business leader with a strong track record of building and scaling ventures across residential, commercial development, and financial markets.

Appointed to the board in September 2019, Mike has a wealth of banking, financial management, audit and regulatory experience having spent 30 years with PwC, including 20 years as a senior audit partner.

During his career he has worked with large UK and US banks as well as a variety of UK based building societies and banks, motor finance, asset finance and private banking businesses. Mike is a Fellow of the Institute of Chartered Accountants and is currently also a Non-Executive Director of Société Generale International Limited and UBP UK Limited, a Swiss owned private bank.

Neil has over 40 years’ experience in retail banking and financial services. He held senior roles at Bank of Ireland UK PLC including Chief Risk Officer and Executive Board Director, and for a short time, Interim Chief Executive Officer. Prior to that, he was Chief Risk Officer at GE Capital Bank Ltd and held a variety of roles including Risk Director and Chief Risk Officer in the UK retail division of Royal Bank of Scotland and NatWest. Neil’s experience and knowledge of risk management in the financial services sector enriches and strengthens the board. Neil is an independent Non-Executive Director of Leeds Building Society, is currently interim SID and is the Chair of the Leeds Building Society Board Risk Committee.

Catherine currently holds Non-Executive Board Directorships at PTSB Bank and Intact Insurance, (Ireland) in addition to Directorship of a private consulting firm – Saburai Consulting Limited.

Catherine’s prior experience includes Head pf Business Banking at AIB Bank, as well as Chair of AIB’s Corporate Finance business and a member of the AIB Retail Executive. Catherine is a former President and Chair of Dublin Chamber of Commerce and has formerly held Board directorships at Aviva Insurance and AIB General Insurance Businesses.

In addition to Cynergy Board, Catherine is a member of the Remuneration, Nominations and Corporate Governance Committee, (RNCGC Committee) and the Risk & Compliance Committee.

Catherine is a Chartered Director, Certified Bank Director and holds a B comm in Banking and Finance.

Stefano was appointed Chief Financial Officer (CFO) of Cynergy Bank in January 2025 having been with the organisation since 2024, initially joining as Transformation Director and Head of Strategic Finance before becoming interim CFO.

He brings over 27 years of financial services experience. Prior to joining Cynergy, he was 22 years in investment banking, of which 12 years at HSBC where he was a Managing Director for its financial institutions group.

Stefano also spent five years at PwC where he qualified as a chartered accountant (ICAEW).