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Mortgage Intermediaries

Mortgage Intermediary login

Are you a mortgage intermediary? Here's why you should consider working with Cynergy Bank.

We work with a limited number of intermediaries.

If you are an FCA-authorised intermediary and would like to join our panel, get in touch with our to register your interest.

If you are already on our panel, .

Mortgage intermediaries

Benefits of working with us

  • A soft footprint credit search will be completed at Decision in Principle (DIP).

  • Each case is considered on its individual merits and discussed directly with you.

  • We will consider lending beyond the age of 70 or the customer’s intended retirement age where it is evident the applicant has the ability to repay the borrowing requested for the full term.

  • Joint mortgage sole proprietor available.

  • Flexible approach to how we can assess income.

  • We can consider applications where the applicant has been self-employed for less than two years.

  • Contractor income calculated as a daily rate over 46 weeks or the gross value where agreed as fixed contract value.

  • Self-employed affordability assessed on latest year figures.

  • We do not credit score (only a credit search is undertaken).

  • We will consider 100% of bonus with a two-year track history.

  • Online intermediary portal with document upload facility.

  • Direct access to our underwriters on every case submitted.

  • Dedicated and experienced Mortgage Support team available Monday to Friday.

Ways you can contact us

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)

Email us

using our online form.

Secure message

Send us a secure message by logging into .

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Contact us

Telephone
0345 850 5555 or +44 20 3375 6422 (if calling from abroad)
Calls may be recorded for monitoring and training.

Customer Service telephone opening hours
8.00am – 7.00pm Monday to Friday
9.00am – 5.00pm Saturdays, Sundays and Bank Holidays

Email us (via our online form)
Click here for our online form

Modern Slavery Statement

Read our statement, financial year ending 2023

Cynergy Bank plc. Registered in England and Wales: 04728421.
Registered office: 4th Floor, One New Change, London EC4M 9AF.
Correspondence address: PO Box 80030, London EC4P 4NG.

Cynergy Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Asset Based Lending is exempt from regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Our main business is the provision of financial services under registration number no. 575105. Cynergy Bank and the curve logo are registered trademarks.

Eligible deposits with Cynergy Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the protected limit are unlikely to be covered. Further information is available here or at https://www.fscs.org.uk/ .

For free and impartial advice, set up by the government, click here .

Cynergy Bank plc is a member of UK Finance and subscribes to the Standards of Lending Practice published by the Lending Standards Board which covers good practice in relation to loans, overdrafts and other types of lending that we do not currently offer.

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