Skip to content

Earn up to 1.50% AER variable on your Business Current Account

Get started in as little as 15 minutes and enjoy no monthly fee for the first 12 months plus a great rate of interest.

Fast application, 1.50% AER, single monthly fee

Fast application

Apply for the Business Current Account in as little as 15 minutes with our unique online application process.

1.50% AER* variable

(1.49% gross p.a.) for balances up to and including £25,000, and 0.25% AER* variable on balances above £25,000 (0.25% gross p.a.).

Limited offer

Enjoy no monthly fee for the first 12 months plus 1.50% AER interest on all balances. Fees apply for cash, CHAPS, SWIFT and SEPA transactions. Offer available to new Business Current Account customers only.

Is Business Current Account suitable for you?

Suitable for:

  • Businesses based in the UK and registered with Companies House, where applicable.

  • Sole traders, partnerships, limited liability partnerships and limited companies.

  • Businesses with up to 10 named individuals including Partners, Directors and shareholders. (Shareholders with a shareholding of 10% or more must be added).

Not suitable for:

  • Charities or Trusts

  • Non-UK businesses

  • Personal current account holders—see our Personal Current Account.

Get all the details

Take a look at:

Limited offer: No monthly fee for the first 12 months

  • Apply for a Cynergy Business Current Account today and enjoy no monthly fee for the first 12 months plus 1.50% AER interest on all balances. Fees apply for cash, CHAPS, SWIFT and SEPA transactions.

  • After 12 months you'll pay a simple, fixed fee of £25 a month covering all standard electronic transactions** and you'll still earn interest on every penny.

  • The offer is available to new customers for a limited time only. We reserve the right to withdraw the offer at any time. Businesses with existing Cynergy Bank Business Current Accounts aren't eligible for this offer.

  • For details of ongoing fees and transaction charges, see


Please read the important information below before applying:

Apply for Business Current Account

Business Current Account terms and conditions

Download and read

Start your application now

Apply now

Continuing an application? Resume your application here .

More features

More features

  • Make payments using your Visa debit card with contactless technology—the fast, easy and secure way to pay for purchases under £100.

  • Pay into your account at UK branches of HSBC.

  • Access a range of payment services and Foreign Exchange including Faster Payments, CHAPS, SEPA and SWIFT.

  • Most eligible deposits are protected up to £85,000 the UK Financial Services Compensation Scheme .

Important product information

* AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

** Excludes cash, CHAPS, SWIFT and SEPA transactions.

Ways you can contact us

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)