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Business Current Account.

Whether your business's structure is simple or complex, Cynergy Bank's Business Current Account can make your money work harder. Terms and conditions apply.

Am I eligible?

To be eligible for a Business Current account, your business must:

  • Be registered in the UK and be eligible to pay UK tax

  • Be either a sole trader, partnership, limited liability partnership (LLP) or limited company

  • Have a maximum of 10 directors.

What you'll need

  • An email address

  • A UK mobile phone number

  • Photo ID

  • A device with a camera

  • Email addresses and phone numbers of any additional signatories you wish to add to the account. These details must be different to yours. Please note, that to apply you must add all ultimate beneficial owners with 10%, or greater ownership of the business.

  • Unique Tax Payer reference. You can find this in your Government Gateway account/HMRC app.

Please read the Cynergy Bank Privacy Policy before applying.

Which best describes your business? (BCA)

Sole trader

Started applications will be cancelled if not completed within 14 days.

Ltd Company, LLP or Partnership

Started applications will be cancelled if not completed within 14 days.

Existing customer

Contact your Relationship Manager or our Customer Service team directly and we will process your application swiftly.

Already started an application?

Click here to continue an application that you started earlier . Please note that started applications will be cancelled after 14 days if not completed.

Additional information

Interest will be paid without the deduction of tax. You will need to deduct tax yourself by declaring it as part of your annual tax return.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross interest is the contractual rate of interest.

We publish all current and historic issue interest rates on our website. If you're an existing product holder, you can also see them in Online Banking.

Please read before applying

Keep in mind

Please note it can take up to 24 hours for your new account details to be recognised and the details shown by other banks in the confirmation of payee field.

In the meantime, you can manually input your Cynergy Bank account sort code and account details or wait until the following day to transfer funds.

Ways you can contact us

Icon. Telephone.

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)