Login
Online Banking
Brokers and Solicitors
Cynergy Business Finance
Mortgage Intermediaries
Finance
Property finance
Bridging Finance
Loan completions
Meet the Finance Team
Business Banking
Business Saver
Business Current Account
Business Notice Saver
Business Fixed Rate Bond
Solicitor's Client Account
FX & Payments
Meet the Business Banking Team
Private Banking
Borrowing
Mortgage intermediaries
Meet the Private Banking Team
Personal Banking
Online Easy Access Account
Fixed Rate Bond
Online ISA
Fixed and Variable Cash ISA
Online Notice Saver
Compare accounts
About us
Our story
News & insights
Meet The Board
Careers
Sponsorships
ESG
Podcast
Support
Contact us
FAQs
Online Banking
Interest and FX rates
Security and fraud
Additional support
Accessibility
Finance
Property finance
Bridging Finance
Loan completions
Meet the Finance Team
Business Banking
Business Saver
Business Current Account
Business Notice Saver
Business Fixed Rate Bond
Solicitor's Client Account
FX & Payments
Meet the Business Banking Team
Private Banking
Borrowing
Mortgage intermediaries
Meet the Private Banking Team
Personal Banking
Online Easy Access Account
Fixed Rate Bond
Online ISA
Fixed and Variable Cash ISA
Online Notice Saver
Compare accounts
About us
Our story
News & insights
Meet The Board
Careers
Sponsorships
ESG
Podcast
Support
Contact us
FAQs
Online Banking
Interest and FX rates
Security and fraud
Additional support
Accessibility
Finance
Property finance
Bridging Finance
Loan completions
Meet the Finance Team
Business Banking
Business Saver
Business Current Account
Business Notice Saver
Business Fixed Rate Bond
Solicitor's Client Account
FX & Payments
Meet the Business Banking Team
Private Banking
Borrowing
Mortgage intermediaries
Meet the Private Banking Team
Personal Banking
Online Easy Access Account
Fixed Rate Bond
Online ISA
Fixed and Variable Cash ISA
Online Notice Saver
Compare accounts
About us
Our story
News & insights
Meet The Board
Careers
Sponsorships
ESG
Podcast
Support
Contact us
FAQs
Online Banking
Interest and FX rates
Security and fraud
Additional support
Accessibility
Finance
Property finance
Bridging Finance
Loan completions
Meet the Finance Team
Business Banking
Business Saver
Business Current Account
Business Notice Saver
Business Fixed Rate Bond
Solicitor's Client Account
FX & Payments
Meet the Business Banking Team
Private Banking
Borrowing
Mortgage intermediaries
Meet the Private Banking Team
Personal Banking
Online Easy Access Account
Fixed Rate Bond
Online ISA
Fixed and Variable Cash ISA
Online Notice Saver
Compare accounts
About us
Our story
News & insights
Meet The Board
Careers
Sponsorships
ESG
Podcast
Support
Contact us
FAQs
Online Banking
Interest and FX rates
Security and fraud
Additional support
Accessibility

Business Current Account: Applying for an account

How do I apply?

How do I save and resume my application later?

What are the eligibility requirements to open a Business Current Account?

Is my money deposited with Cynergy Bank protected?

You’re asking for my ID and a selfie, how do I make sure my photo and documents are usable for this check?

Business Current Account: Payments to and from my account

How long will a credit in take to reach my account?

Are there any restrictions on when I can withdraw money from my Business Current account?

Can I view and manage my standing orders and Direct Debits via Online Banking?

Can I transfer funds between currencies?

What information do I need to make an international payment?

How do I send an international payment?

How do I transfer money or make a payment using Online Banking?

What are the online limits?

What is the difference between available balance and current balance?

Business Current Account: How to manage your account

How do I update my personal or business details (address/phone number/email)?

What are text alerts?

How do I close my Business Current account?

How do I make a complaint, regarding my Business Current Account?

How do I change the way you contact me for marketing purposes?

How do I pay tax on my Business Current Account?

How can I add/remove account holders on my Business Current Account?

Can I have multiple Business Current Accounts?

I have a question that is not answered here. What can I do?

Do you offer accounting software integrations for your Business Current Account (BCA)?

Business Current Account: Security and accessibility

I think I've been a victim of online fraud. What do I do?

What happens if more than one signature is required for an account?

How do I log in once my account is open?

Can I change my Online Banking passcode to something more memorable?

I have lost/forgotten my Online Banking log in details, what do I do?

My Online Banking passcode has expired before I was able to use it, how can I get a new one?

I have lost/forgotten my account details (account number/sort code) what do I do?

How secure are my savings with Cynergy Bank?

What should I do if I am having problems logging into Online Banking?

Business Current Account: Interest rate

When do I receive interest on my Business Current Account?

When will I start earning interest on a deposit into my Business Current Account?

Can the rate on my Business Current Account change?

If I close my account before the first month, when will the interest be paid?

Intermediaries

  • Property intermediaries
  • Mortgage Intermediaries: Document library
  • Solicitors

Resources

  • Document library
  • Careers
  • Strong and prudent management
  • Legal
  • Privacy Policy
  • FAQs
  • Financial Support

Banking tools

  • Online Banking
  • Interest and FX rates
  • Open Banking
  • Compare accounts
  • Financial Services Compensation Scheme

Your security

  • Reporting a fraud or scam
  • Protecting yourself against fraud and scams
  • Going abroad?
  • Information security (ISO 27001 certification)

Work with us

  • Careers

Cynergy Bank plc. Registered in England and Wales: 04728421.
Registered office: 4th Floor, One New Change, London EC4M 9AF.
Correspondence address: PO Box 80030, London EC4P 4NG.

Cynergy Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Asset Based Lending is exempt from regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Our main business is the provision of financial services under registration number no. 575105. Cynergy Bank and the curve logo are registered trademarks.

Eligible deposits with Cynergy Bank plc are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the protected limit are unlikely to be covered. Further information is available here or at https://www.fscs.org.uk/.

For free and impartial advice, set up by the government, click here.

Cynergy Bank plc is a member of UK Finance.


Contact us

Email us (via our online form)
Click here for our online form

Telephone
0345 850 5555 or +44 20 3375 6422 (if calling from abroad). Calls may be recorded for monitoring and training.

Customer Service telephone opening hours
9.00am – 6.00pm Monday to Friday

More ways to contact us

Modern Slavery Statement

Read our statement, financial year ending 2025

©Cynergy Bank plc 2026.

Group 1 IconGroup 2 IconBSI ISO 22301 Business Continuity Management badge (BCMS579919). Awarded by The British Standards Institution 2024.BSI ISO/IEC 27001 Information Security Management badge (IS 568376). Awarded by The British Standards Institution 2024.