Business and commercial mortgages

Commercial mortgages are used to buy a wide variety of buildings and land for business purposes, such as catering outlets, doctors’ surgeries, industrial units, offices, retail outlets and care homes. We offer up to 10 year capital and interest repayment loans and funding of up to 70% loan to value (LTV), depending on the strength of the business.

At the Bank's discretion, loans may be granted with a partial capital repayment schedule, with the balance to be repaid upon maturity (for example where a loan is granted for a term of ten years but repayments are calculated over 20 years).