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Business lending

Grow your business with our tailored business lending options—including commercial mortgages and business overdrafts.

Tailored business solutions

Whatever the situation, we take the time to understand your needs, and discuss the most appropriate method of finance – whether you want to expand your business, invest in equipment, buy more stock or extend credit to your customers.

Business and commercial mortgages

Commercial mortgages are used to buy a wide variety of buildings and land for business purposes, such as catering outlets, doctors’ surgeries, industrial units, offices, retail outlets and care homes. We offer up to 10 year capital and interest repayment loans and funding of up to 70% loan to value (LTV), depending on the strength of the business.

At the Bank's discretion, loans may be granted with a partial capital repayment schedule, with the balance to be repaid upon maturity (for example where a loan is granted for a term of ten years but repayments are calculated over 20 years).

Pricing factors for borrowing

Ways you can contact us

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)

Email us

Use our online form to send us an email

Secure message

Log into Online Banking to send us a secure message