Online Easy Access Account 4.05% AER

Grow your savings and enjoy unlimited free withdrawals. Rate includes 2.00% AER bonus for the first 12 months.

Business Banking

Online ISA 4.05% AER

Our Online ISA provides a competitive tax-free savings rate and easy access withdrawals 24/7. Open with £1 and transfers-in are accepted.

Business Banking

Online Notice Saver

Earn interest without having to lock your money away for a set term. To make a withdrawal, you just need to give us 35, 95 or 120 days’ notice before withdrawal.

Business Banking

Service designed around you

The Cynergy Bank human and digital model transforms banking for customers who still value a face-to-face relationship enabled by the latest digital technology.

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Your eligible deposits with Cynergy Bank are protected up to a total of £120,000 by the FSCS.

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Rated ‘Excellent’ on Trustpilot from over 5,000 reviews. As of January 2026.

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Proud to be named MoneyAge Bank of the Year 2025. Recognised for our excellence in business banking and customer service.

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Contact our friendly UK Customer Service team in-app, online or by phone.

Why open a personal account with Cynergy Bank?

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Understanding your needs

We'll ensure you are always in good hands with accessible, knowledgeable people who understand your needs.

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Your deposits are protected

Your eligible deposits with Cynergy Bank are protected up to a total of £85,000 by the FSCS.

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Help at hand

Contact our friendly UK Customer Service team in-app, online or by phone.