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Monetisation of Assets

At Cynergy Bank we understand that High Net Worth Individuals may have limited cashflow but significant assets. We are able to take into account your assets when assessing affordability.

Assets that we can take into consideration to assess your affordability is shown below:

  • Cash

  • Investment Grade Bonds

  • Diversified equity/equity fund portfolio

  • Concentrated stock portfolio

  • Residential income producing property

  • Commercial income producing property

  • Residential non-income producing property

  • Commercial non-income producing property