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Switch between Cynergy brands:
Cynergy Bank
Cynergy Business Finance
Finance
Property Finance
Bridging Finance
Loan Completions
Meet the Finance Team
Business Banking
Business Current Account
Business Saver
Business Notice Saver
Business Fixed Rate Bond
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FX & Payments
Meet the Business Banking Team
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Borrowing
Mortgage Intermediaries
Meet the Private Banking Team
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ESG
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Meet the Finance Team
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Business Current Account
Business Saver
Business Notice Saver
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Private Banking
Borrowing
Mortgage Intermediaries
Meet the Private Banking Team
Personal Banking
Online Easy Access Account
Fixed Rate Bond
Online ISA
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  1. Home
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About Cynergy Bank

We’ve built our business in the UK since 1955 on the belief that you have more important things to do than wrestle with complex products or spend valuable time administering your banking arrangements.

Banner hero image

About Cynergy Bank

We’ve built our business in the UK since 1955 on the belief that you have more important things to do than wrestle with complex products or spend valuable time administering your banking arrangements.

2025 Annual Report & Accounts

FIND OUT MORE
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2024 Annual Report & Accounts

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2023 Annual Report & Accounts

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Company performance

Annual Report 2025

Annual Report 2024

Annual Report 2023

Annual Report 2022

Annual Report 2021

Annual Report 2020

Annual Report 2019

Annual Report 2018

Annual Report 2017

Annual Report 2016

Annual Report 2015

Annual Report 2014

Annual Report 2013

Annual Report 2012

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Cynergy Bank plc. Registered in England and Wales: 04728421.
Registered office: 4th Floor, One New Change, London EC4M 9AF.
Correspondence address: PO Box 80030, London EC4P 4NG.

Cynergy Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Asset Based Lending is exempt from regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Our main business is the provision of financial services under registration number no. 575105. Cynergy Bank and the curve logo are registered trademarks.

Eligible deposits with Cynergy Bank plc are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the protected limit are unlikely to be covered. Further information is available here or at https://www.fscs.org.uk/.

For free and impartial advice, set up by the government, click here.

Cynergy Bank plc is a member of UK Finance.


Contact us

Email us (via our online form)
Click here for our online form

Telephone
0345 850 5555 or +44 20 3375 6422 (if calling from abroad). Calls may be recorded for monitoring and training.

Customer Service telephone opening hours
9.00am – 6.00pm Monday to Friday

More ways to contact us

Modern Slavery Statement

Read our statement, financial year ending 2025

©Cynergy Bank plc 2026.

Group 1 IconGroup 2 IconBSI ISO 22301 Business Continuity Management badge (BCMS579919). Awarded by The British Standards Institution 2024.BSI ISO/IEC 27001 Information Security Management badge (IS 568376). Awarded by The British Standards Institution 2024.