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EPC C+ Term Loan

Cynergy Bank's EPC C+ Term Loan is suitable for new and existing customers whose property portfolio already meets Minimum Energy Efficient Standards with an EPC rating of C.

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We are committed to supporting landlords who are proactively looking to meet Minimum Energy Efficient Standards with an EPC rating of C, or who already meet them.

We expect to see a minimum 90% of the total floor area meeting these standards and can provide financial support to meet this criteria through our EPC Property Improvement Loan improvement loan to ensure 100% compliance is achieved.

Features:

  • Borrowing amount from £1m to £40m

  • Up to 70% LTV

  • Variable or Fixed Rate of Interest

  • Term: up to 10 years

  • Interest only or repayment

  • Repayment profile up to 40 years

  • Preferential discounted rates on our standard pricing for both variable and fixed rate products

  • Available for existing and new customers

  • Property acquisition or purchase

  • Dedicated Relationship Manager

Full details are published in our . Standard early repayment charges and terms and Conditions apply.

Eligibility

  • Borrowing can only be used for properties with a minimum 90% total floor area that have a minimum EPC rating of C or above

  • Minimum borrowing requirement is £1m

  • Subject to Credit Underwriter approval

How to apply

If you would like to discuss this product, please contact your Relationship Manager or contact our team.

Ways you can contact us

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Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)

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Email us

Use our online form to send us an email