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EPC C+ Term Loan

Cynergy Bank's EPC C+ Term Loan is suitable for new and existing customers whose property portfolio already meets Minimum Energy Efficient Standards with an EPC rating of C.

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We are committed to supporting landlords who are proactively looking to meet Minimum Energy Efficient Standards with an EPC rating of C, or who already meet them.

We expect to see a minimum 90% of the total floor area meeting these standards and can provide financial support to meet this criteria through our EPC Property Improvement Loan improvement loan to ensure 100% compliance is achieved.

Features:

  • Borrowing amount from £1m to £40m

  • Up to 70% LTV

  • Variable or Fixed Rate of Interest

  • Term: up to 10 years

  • Interest only or repayment

  • Repayment profile up to 40 years

  • Preferential discounted rates on our standard pricing for both variable and fixed rate products

  • Available for existing and new customers

  • Property acquisition or purchase

  • Dedicated Relationship Manager

Full details are published in our . Standard early repayment charges and terms and Conditions apply.

Eligibility

  • Borrowing can only be used for properties with a minimum 90% total floor area that have a minimum EPC rating of C or above

  • Minimum borrowing requirement is £1m

  • Subject to Credit Underwriter approval

How to apply

If you would like to discuss this product, please contact your Relationship Manager or contact our team.

Ways you can contact us

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)

Email us

using our online form.

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