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Personal Current Account

Manage your day-to-day finances efficiently, at home, at work or on the move. We offer sterling and euro accounts.

Our Personal Current Account in Euros, gives you everything you need to manage your money, quickly and simply. It’s available to UK residents only.

(See more information about our Personal Current Account in GBP/Pound Sterling).

Personal Current Account in Euros

  • A Personal Current Account in euros is a convenient way of managing your money if you have income or expenses in euros.  It’s particularly suitable if you work, travel regularly or own a holiday home within any of the Eurozone countries.

  • Euro debit card – helps eliminate the risk of currency exchange fluctuations from your euro payments. Card can only be used to withdraw cash at ATMs or make payments in countries where Euro is the primary currency.

  • Manage your account any time of the day or night via your computer or an internet-enabled mobile phone* via our Online Banking service.

  • Receive your balance by text for free, on demand or weekly.

  • Transfer money instantly between your Cynergy Bank accounts and/or to other Cynergy Bank customers.

  • View your statements 24 hours a day and download and print them at your convenience.

  • SEPA Credit Transfers (SCT) facility for quicker, cheaper payments within the Eurozone.

  • The Fee Information document provides information relating to the charges on this account.

  • We have a number of measures to ensure banking online with Cynergy Bank is safe and efficient. Read our Security section and download for free IBM Security Trusteer Rapport software.

  • Most eligible deposits are protected up to £85,000 by the UK Financial Services Compensation Scheme.

  • Accounts can be funded in Euro’s from an external account (GBP Faster payments are excluded) or via FX transfer from a Cynergy Bank Current account.

Please click here for important information about overdrafts and bank charges.

* Your mobile phone service provider may charge you for text messages and internet browsing. If you are not sure please check with them.

Looking for a better deal?

Fixed Rate Bonds

If you can put your money away for one year or more, you could earn a better rate on your savings. Find out more about our Fixed Rate Bonds.

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Ways you can contact us

Phone us

0345 850 5555 (or +44 (0) 20 3375 6422 if you're calling from outside the UK)

Email us

using our online form.

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