Title:  Assistant Product Manager - Lending  

Location: Central London

Contract: Permanent

Salary: £35,000 pa

Worktype Place – Full time in office or Hybrid: Hybrid

Responsibilities:

  • Know our customers and their problems and identify opportunities to improve their experience
  • Support the end-to-end product journey for the Bank’s suite of lending products
  • Track and analyse performance and incorporate key learnings into our product optimisation strategies
  • Manage KPIs, analyse the impact of product features and provide insightful recommendations for continuous improvement.
  • Responsible for product compliance with all relevant legislation, regulation and industry best practice
  • Collaborates with the operations team to ensure delivery and optimisation of all operational forecasting, processes, systems, infrastructure and resources
  • Works closely with credit and risk to build and enhance policy and procedures to support balanced and optimal lending growth
  • Apply risk assessment and management principles to assess compliance and operational risks associated with the role and inherent in the business, to pre-empt any issues and minimise or remove risks
  • Collaborates with the current account product leader and digital channels lead in support of the wider customer proposition across current accounts, open banking and digital banking channels

Essential Knowledge & Experience

  • Relevant experience in a regulated financial services environment
  • Experience of Lending market
  • Experience working at pace in an iterative Agile environment
  • Strong verbal and written communication
  • Highly numerate with strong excel skills
  • Demonstrable customer focus
  • Demonstrable digital capability
  • Commercially astute and articulate
  • Good understanding of regulatory environment
  • Highly collegiate and willing to get hands dirty

 Behavioural Attributes:

  • Strong stakeholder management and influencing skills
  • Organised
  • Strong time management
  • Attention to detail
  • Adaptability
  • Work well under pressure

To apply please email CV to talent@cynergybank.co.uk

 

Title:  Senior Product Manager - Lending  

Location: Central London

Contract: Permanent

Salary: £85,000 pa

Worktype Place – Full time in office or Hybrid: Hybrid       

Responsibilities:

  • Support the Head of Lending Products to shape the product strategy and roadmap for Cynergy Banks Lending portfolio
  • Know our customers and their problems and identify opportunities to improve their experience
  • Ownership of the end-to-end product journey for the Bank’s suite of lending products
  • Track and analyse performance and incorporate key learnings into your product optimisation strategies
  • Define KPIs, analyse the impact of product features and provide insightful recommendations for continuous improvement.
  • Responsible for product compliance with all relevant legislation, regulation and industry best practice
  • Collaborates with the operations team to ensure delivery and optimisation of all operational forecasting, processes, systems, infrastructure and resources
  • Identifies, validates, owns business case and sets clear requirements for strategic and tactical product changes/launches to drive growth, profitability and optimise costs
  • Participates in/leads internal and external governance forums providing regular, accurate insight and recommendations
  • Works closely with credit and risk to build and enhance policy and procedures to support balanced and optimal lending growth
  • Apply risk assessment and management principles to assess compliance and operational risks associated with the role and inherent in the business, to pre-empt any issues and minimise or remove risks
  • Collaborates with the current account product leader and digital channels lead in support of the wider customer proposition across current accounts, open banking and digital banking channels

Essential Knowledge & Experience

  • Relevant experience in a regulated financial services environment
  • Experience of Lending market – ideally including MCOBS and CCA
  • Experience working at pace in an iterative Agile environment
  • Strong verbal and written communication
  • Highly numerate with strong excel skills
  • Demonstrable customer focus
  • Demonstrable digital capability
  • Commercially astute and articulate
  • Up-to-date understanding of regulatory environment
  • Highly collegiate and willing to get hands dirty

Behavioural Attributes:

  • Strong stakeholder management and influencing skills
  • Organised
  • Strong time management
  • Attention to detail
  • Adaptability
  • Work well under pressure

To apply please email CV to talent@cynergybank.co.uk

 

Title: Treasury Analyst

Location: Central London but occasional travel to other locations required

Salary: Dependant on experience

Working Pattern:   Hybrid

Responsibilities:

  • Manage the Bank’s cashflow management and forecasting process
  • Oversee the management of daily liquidity requirements
  • Manage monthly ALCO process on behalf of the Head of Treasury
  • Develop the Bank’s use of Bank of England’s liquidity facilities (including FLS and ILTR operations) and provide input for developing contingency funding options
  • Manage the Bank’s liquid assets buffer in adherence with internal and regulatory limits
  • Provide support for the annual update of the Internal Liquidity Adequacy Assessment Process
  • Manage the Bank’s IRRBB exposure in line with Bank policy
  • Hedge the Bank’s FX exposure, ensuring adherence to relevant procedures and limits.
  • Develop and maintain relationships with key bank counterparties and internal customers

 Essential Knowledge & Experience

  • Good communication skills (both written and verbal)
  • Minimum 3 years of experience in a Bank Treasury or similar
  • Good knowledge of Treasury products and how to deploy them in a Retail Bank
  • Ability to juggle conflicting priorities
  • Used to working in a pressured environment
  • Self-starter capable of driving their own agenda

Desirable knowledge & Experience:

  • Preferably previous experience gained in the Treasury of a UK Retail Bank
  • Some knowledge of Wholesale Funding schemes would be an advantage

 Behavioural Attributes:

  • Attention to detail
  • High level communication skills both written and verbal
  • Pragmatic approach to problem solving
  • Commercial approach
  • Good team player
  • Willingness to challenge the status quo

To apply please email CV to talent@cynergybank.co.uk

 

Title: Product Manager – Savings 

Location: Central London

Salary: £45,000 - £50,000 dependant on experience

Contract: Permanent Contract

Working Pattern: Hybrid – 3 days in office (Central London)

Responsibilities:

  •  Responsible for the accurate, timely and compliant implementation of BAU product changes inc. fees and rates
  • Responsible for forecasting cashflow and product balances across the Savings Portfolio
  • Responsible for the end to end savings product lifecycle.
  • Responsible for the production and analysis of customer and market insight to support product initiatives ranging from annual product reviews to new product launches
  • Responsible for the production and management of all conduct risk and complaint MI within the product function supporting the identification of recurring issues and action plans
  • Responsible for creating, maintaining and updating an accurate and up-to-date customer collateral repository across all products including brochureware, T&Cs and customer communications
  • Responsible for the management and reporting of any marketing campaigns supporting the Cynergy Bank product set
  • Working alongside the Head of Savings to review Product Manuals and any product procedures are accurate and up to date
  • Supporting the Head of Savings in the delivery of small and large change initiatives

Essential Knowledge & Experience:

  •  Excellent attention to detail
  • Strong verbal and written communication skills
  • Strong MS application skills – word, excel, powerpoint
  • Understanding of BCOBS regulations
  • Experience of working in a financial organisation
  • Strong prioritisation skills
  • Good data analysis and critical thinking skills
  • Customer focus
  • Collegiate

Desirable knowledge & Experience:

  • Detailed knowledge of the UK retail savings landscape
  • Experience coordinating changes across multiple departments
  • Experience in pricing and forecasting

 Behavioural Attributes:

  • Stakeholder management
  • Organised
  • Strong time management
  • Attention to detail
  • Adaptability
  • Work well under pressure

To apply please email CV to talent@cynergybank.co.uk