CareersWith a dynamic bank

Cynergy Bank is a business with a refreshing blend of friendliness, speed of decision making and a real drive to grow. We are keen to hear from talented individuals who would like to learn more about us.

Cynergy Bank has been recognized as an Outstanding Employer by Korn Ferry.

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Title:  Assistant Product Manager - Lending  

Location: Central London

Contract: Permanent

Salary: £35,000 pa

Worktype Place – Full time in office or Hybrid: Hybrid

Responsibilities:

  • Know our customers and their problems and identify opportunities to improve their experience
  • Support the end-to-end product journey for the Bank’s suite of lending products
  • Track and analyse performance and incorporate key learnings into our product optimisation strategies
  • Manage KPIs, analyse the impact of product features and provide insightful recommendations for continuous improvement.
  • Responsible for product compliance with all relevant legislation, regulation and industry best practice
  • Collaborates with the operations team to ensure delivery and optimisation of all operational forecasting, processes, systems, infrastructure and resources
  • Works closely with credit and risk to build and enhance policy and procedures to support balanced and optimal lending growth
  • Apply risk assessment and management principles to assess compliance and operational risks associated with the role and inherent in the business, to pre-empt any issues and minimise or remove risks
  • Collaborates with the current account product leader and digital channels lead in support of the wider customer proposition across current accounts, open banking and digital banking channels

Essential Knowledge & Experience

  • Relevant experience in a regulated financial services environment
  • Experience of Lending market
  • Experience working at pace in an iterative Agile environment
  • Strong verbal and written communication
  • Highly numerate with strong excel skills
  • Demonstrable customer focus
  • Demonstrable digital capability
  • Commercially astute and articulate
  • Good understanding of regulatory environment
  • Highly collegiate and willing to get hands dirty

 Behavioural Attributes:

  • Strong stakeholder management and influencing skills
  • Organised
  • Strong time management
  • Attention to detail
  • Adaptability
  • Work well under pressure

To apply please email CV to talent@cynergybank.co.uk

 

Title:  Senior Product Manager - Lending  

Location: Central London

Contract: Permanent

Salary: £85,000 pa

Worktype Place – Full time in office or Hybrid: Hybrid       

Responsibilities:

  • Support the Head of Lending Products to shape the product strategy and roadmap for Cynergy Banks Lending portfolio
  • Know our customers and their problems and identify opportunities to improve their experience
  • Ownership of the end-to-end product journey for the Bank’s suite of lending products
  • Track and analyse performance and incorporate key learnings into your product optimisation strategies
  • Define KPIs, analyse the impact of product features and provide insightful recommendations for continuous improvement.
  • Responsible for product compliance with all relevant legislation, regulation and industry best practice
  • Collaborates with the operations team to ensure delivery and optimisation of all operational forecasting, processes, systems, infrastructure and resources
  • Identifies, validates, owns business case and sets clear requirements for strategic and tactical product changes/launches to drive growth, profitability and optimise costs
  • Participates in/leads internal and external governance forums providing regular, accurate insight and recommendations
  • Works closely with credit and risk to build and enhance policy and procedures to support balanced and optimal lending growth
  • Apply risk assessment and management principles to assess compliance and operational risks associated with the role and inherent in the business, to pre-empt any issues and minimise or remove risks
  • Collaborates with the current account product leader and digital channels lead in support of the wider customer proposition across current accounts, open banking and digital banking channels

Essential Knowledge & Experience

  • Relevant experience in a regulated financial services environment
  • Experience of Lending market – ideally including MCOBS and CCA
  • Experience working at pace in an iterative Agile environment
  • Strong verbal and written communication
  • Highly numerate with strong excel skills
  • Demonstrable customer focus
  • Demonstrable digital capability
  • Commercially astute and articulate
  • Up-to-date understanding of regulatory environment
  • Highly collegiate and willing to get hands dirty

Behavioural Attributes:

  • Strong stakeholder management and influencing skills
  • Organised
  • Strong time management
  • Attention to detail
  • Adaptability
  • Work well under pressure

To apply please email CV to talent@cynergybank.co.uk

 

Title: Treasury Analyst

Location: Central London but occasional travel to other locations required

Salary: Dependant on experience

Working Pattern:   Hybrid

Responsibilities:

  • Manage the Bank’s cashflow management and forecasting process
  • Oversee the management of daily liquidity requirements
  • Manage monthly ALCO process on behalf of the Head of Treasury
  • Develop the Bank’s use of Bank of England’s liquidity facilities (including FLS and ILTR operations) and provide input for developing contingency funding options
  • Manage the Bank’s liquid assets buffer in adherence with internal and regulatory limits
  • Provide support for the annual update of the Internal Liquidity Adequacy Assessment Process
  • Manage the Bank’s IRRBB exposure in line with Bank policy
  • Hedge the Bank’s FX exposure, ensuring adherence to relevant procedures and limits.
  • Develop and maintain relationships with key bank counterparties and internal customers

 Essential Knowledge & Experience

  • Good communication skills (both written and verbal)
  • Minimum 3 years of experience in a Bank Treasury or similar
  • Good knowledge of Treasury products and how to deploy them in a Retail Bank
  • Ability to juggle conflicting priorities
  • Used to working in a pressured environment
  • Self-starter capable of driving their own agenda

Desirable knowledge & Experience:

  • Preferably previous experience gained in the Treasury of a UK Retail Bank
  • Some knowledge of Wholesale Funding schemes would be an advantage

 Behavioural Attributes:

  • Attention to detail
  • High level communication skills both written and verbal
  • Pragmatic approach to problem solving
  • Commercial approach
  • Good team player
  • Willingness to challenge the status quo

To apply please email CV to talent@cynergybank.co.uk

 

Title: Product Manager – Savings 

Location: Central London

Salary: £45,000 - £50,000 dependant on experience

Contract: Permanent Contract

Working Pattern: Hybrid – 3 days in office (Central London)

Responsibilities:

  •  Responsible for the accurate, timely and compliant implementation of BAU product changes inc. fees and rates
  • Responsible for forecasting cashflow and product balances across the Savings Portfolio
  • Responsible for the end to end savings product lifecycle.
  • Responsible for the production and analysis of customer and market insight to support product initiatives ranging from annual product reviews to new product launches
  • Responsible for the production and management of all conduct risk and complaint MI within the product function supporting the identification of recurring issues and action plans
  • Responsible for creating, maintaining and updating an accurate and up-to-date customer collateral repository across all products including brochureware, T&Cs and customer communications
  • Responsible for the management and reporting of any marketing campaigns supporting the Cynergy Bank product set
  • Working alongside the Head of Savings to review Product Manuals and any product procedures are accurate and up to date
  • Supporting the Head of Savings in the delivery of small and large change initiatives

Essential Knowledge & Experience:

  •  Excellent attention to detail
  • Strong verbal and written communication skills
  • Strong MS application skills – word, excel, powerpoint
  • Understanding of BCOBS regulations
  • Experience of working in a financial organisation
  • Strong prioritisation skills
  • Good data analysis and critical thinking skills
  • Customer focus
  • Collegiate

Desirable knowledge & Experience:

  • Detailed knowledge of the UK retail savings landscape
  • Experience coordinating changes across multiple departments
  • Experience in pricing and forecasting

 Behavioural Attributes:

  • Stakeholder management
  • Organised
  • Strong time management
  • Attention to detail
  • Adaptability
  • Work well under pressure

To apply please email CV to talent@cynergybank.co.uk