Transfers into your Online ISA

You can transfer in ISAs from other providers who are signed up to the BACS electronic transfer service. Please check below that your existing provider is on the list below before you submit your application.

You can transfer any current year ISAs at the time of application. If you already hold an Online ISA you can transfer up to three existing previous years' ISAs within Online Banking.


Online ISA: Transfers to your new Online ISA

You can transfer your existing cash ISA with another provider into a Cynergy Online ISA that subscribes to the BACS Electronic ISA transfer Service. The providers subscribed to the service:

  • AA
  • OneFamily (including Post Office ISAs and AA online ISAs)
  • Abundance Investment Ltd
  • Adam & Co Investment Management Ltd
  • Aldermore plc
  • Ascentric
  • Bath Investment Building Society
  • Bank of Scotland
  • Barclays Bank plc
  • Birmingham Midshires plc
  • Brent Shrine Credit Union Ltd (My Community Bank)
  • Britannia
  • Charter Court Financial Services
  • Chelsea Building Society
  • Cheltenham & Gloucester
  • Chorley & District Building Society
  • Close Brothers Limited
  • Clydesdale Bank
  • Co-operative Bank plc (and trading as Smile)
  • Coutts & Co
  • Coventry Building Society
  • Cumberland Building Society
  • Danske Bank (Northern Bank Limited)
  • Darlington Building Society
  • FCE Bank plc - Ford Money
  • First Direct
  • First Trust Bank
  • Furness Building Society
  • Gatehouse Bank PLC
  • Halifax plc
  • Hampshire Trust Bank  (452789)
  • Hargreaves Lansdown Asset Ltd
  • HL Savings
  • HSBC Bank plc
  • HSBC Bank plc - Global Investment Centre (GIC)
  • HSBC Bank plc - InvestDirect and First Direct Sharedealing ISAs
  • HSBC Private Bank (UK) Ltd
  • HSBC Trust Co (UK) Ltd - Corporate
  • HSBC Trust Co (UK) Ltd - Private Clients
  • HSBC Trust Co (UK) Ltd - Retail
  • Intelligent Finance
  • Kent Reliance Banking Services
  • Leeds Building Society
  • Lloyds Bank plc
  • M&S Bank
  • Market Harborough Building Society
  • National Westminster Bank plc
  • Nationwide Building Society
  • Newcastle Building Society
  • Nottingham Building Society
  • OakNorth Bank plc
  • Paragon Bank Limited
  • Post Office / One Family
  • Progressive Building Society
  • Royal Bank of Scotland plc
  • SAGA
  • Sainsbury's Bank
  • Santander UK Plc
  • Scottish Widows Bank plc
  • Secure Trust Bank plc
  • Shawbrook Bank
  • Skipton Building Society
  • St James Place Bank
  • St James's Place Investment Administration
  • Standard Life Savings Ltd
  • State Bank of India
  • Swansea Building Society
  • Tesco Personal Finance plc
  • TSB Bank PLC
  • Ulster Bank Ltd
  • United National Bank Limited
  • United Trust Bank Ltd
  • Virgin Money plc (formerly Northern Rock plc)
  • West Bromwich BS (WeBSave)
  • West Bromwich Building Society
  • Yorkshire Bank
  • Yorkshire Building Society

We can only accept Cash ISA transfers into our Online ISA from  providers that subscribe to the BACS Electronic ISA Transfer Services. If your current ISA provider is not on the list, they may not subscribe to this service. This is to ensure our ISA transfers can be managed and transferred into your new account as quickly as possible. 

We do not currently accept paper transfer application requests.

We are only able to accept transfers in from Cash ISA providers.

We do not accept transfers from Stocks and Shares ISA, Lifetime ISA, Junior ISA or Innovative Finance ISA’s.


Yes, you can transfer in up to three existing ISAs to your new Cynergy Bank Online ISA within your application.

If you already hold an Online ISA you can transfer up to three existing previous years ISA’s as within Online Banking. To do this, log into Online Banking and select ‘ISA transfer in’ from the drop-down list.

We will work with your existing provider to transfer your existing ISA savings to Cynergy Bank’s Online ISA. The process should be completed within 15 working days.


You have the security of knowing your eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Looking for a better deal?

If you can put your money away for one year or more, you could earn a better rate on your savings. Find out more about our Fixed Rate Bonds.