A specialist bank serving the blended financial needs of business owners, property entrepreneurs and family businesses.

Meet the Board

Meet the Board

Pradip K Dhamecha

Non-Executive Director

Pradip joined the Board as a Non-Executive Director in September 2018 following the acquisition of the Bank by Cynergy Capital.

Pradeep is the CEO of Dhamecha Group, Cash & Carry Food Wholesalers, serving some 10,000 independent retailers in the London and the Midlands area. He is responsible for the strategy and overall performance of the Dhamecha family business.

Pradip was awarded an OBE in June 2018 for services to exports, economic growth and philanthropy. On a personal front, he is happily married with three children and loves spending time with his family, dining out and travelling.

Nick Fahy

Chief Executive

Nick Fahy is Chief Executive Officer of Cynergy Bank. He is a highly experienced financial professional having worked within the banking sector for over 20 years across the UK, Ireland and Australia.

Nick has been CEO of Cynergy Bank since December 2015. During his tenure he has overseen the acquisition of Bank of Cyprus UK by Cynergy Capital Limited in November 2018, and its rebrand to Cynergy Bank in December 2018. The acquisition forms part of ambitious plans for the future of Cynergy Bank, enabling the bank to grow its franchise across enterprising business owners and savers in the UK.

Nick joined Cynergy Bank from the Westpac Banking Corporation where he had been State General Manager for the bank’s retail and business banking operation in Western Australia. Prior to Westpac, he spent 17 years with Bank of Ireland Group in a variety of leadership roles, including Chief Operating Officer for Bank of Ireland’s retail banking operation in the UK and Ireland, Managing Director for Northern Ireland; and Managing Director for the Bank’s UK-wide financial services operation with the Post Office.

Euan Hamilton

Chair of Remuneration, Nominations & Corporate Governance Committee

Euan joined the Board as a Non-Executive Director in 2016 and chairs the Remuneration, Nominations & Corporate Governance Committee. Prior to this he was Director, Restructuring & Recoveries with Bank of Cyprus Group. Before joining Bank of Cyprus, Euan held a range of senior executive roles with RBS including Deputy CEO of the Bank’s Non-Core Division, and Global Head of its Sponsor Coverage and Leveraged Finance businesses. Euan is a Fellow of the Chartered Institute of Bankers in Scotland.

Francesca Hampton

Chief Financial Officer

Francesca joined the Bank as Chief Financial Officer in September 2016. She is a Chartered Accountant and specialised in Corporate Finance and Mergers and Acquisitions activity on qualifying. She spent 19 years at RBS in various Finance positions including CFO of Lombard, RBS Invoice Finance and RBS Global Transaction Services. Having left RBS to join challenger banking she undertook roles as Commercial Finance Director at Co-op Bank and Finance Director at Metro Bank. When Francesca is not at work she is busy looking after three children, a variety of animals at home and loves to go horse riding whenever she can.

Philip Nunnerley


Philip was appointed a Non-Executive Director of the Bank in 2012 and became Chairman in 2015.

Prior to retiring in 2006 Philip spent nearly 40 years at Lloyds Bank where he held numerous senior roles, latterly Director of People Development. In retirement he has held a number of appointments in the charitable and voluntary sector, as well as acting as a consultant at the Bank of England. Philip is currently also a Non-Executive director of DB UK Bank (a Deutsche Bank subsidiary), Deutsche Trustee Company, and Deutsche Bank International.

Philip is a Fellow of the Institute of Financial Services and has an Economics degree from the University of Kent.

Kim Rebecchi

Chair of Risk Committee

Kim joined the Board as a Non-Executive Director in June 2017 and chairs the Risk Committee. Kim is a Fellow of the Chartered Institute of Bankers and she holds a post graduate diploma in financial services. She worked at Leeds Building Society for 28 years, most recently as the Sales and Marketing Director and an Executive member of the Board. She holds the Financial Times Non-Executive Diploma and is also a Director of Business and Enterprise Finance Ltd (a subsidiary of West and North Yorkshire Chamber of Commerce), Furness Building Society and Redmayne Bentley, Investment Managers. Kim is an active Rotarian and is involved in supporting local, national and international charities and good causes.

Bal Sohal

Non-Executive Director

Bal joined the Board as a Non-Executive Director in September 2018 following the acquisition of the Bank by Cynergy Capital.

He is an accomplished investor in the hospitality and real estate sectors both in the UK and overseas.  Bal has been involved with complex real estate transactions and has extensive experience in deal structuring, financing and successfully monetising projects.  Bal is an entrepreneur and has a depth of experience in the residential, commercial development and financial markets. 

Mike Newman

Chair of Audit Committee

Mike joined the Board as a Non-Executive Director in September 2019 and chairs the Audit Committee. Mike has a wealth of banking, financial management, audit and regulatory experience having spent 30 years as a senior audit partner with PwC.

During his career he has worked with large UK and US banks as well as a variety of UK based building societies and banks, motor finance, asset finance and private banking businesses. Mike is a Fellow of the Institute of Chartered Accountants and is currently also a Non-Executive Director of SG Kleinwort Hambros Bank, the UK private bank of Societe General.

Carole Berndt

Non-Executive Director

Carole joined the Board as a Non-Executive Director in October 2019. Carole has an extensive banking career and has led large transaction banking businesses across the globe including at ANZ in Hong Kong, RBS and Bank of America Merrill Lynch in London, and Citigroup in New York.

The nature of transaction banking means that Carole brings a great understanding of technology, digital change, operations and control environments to her role. Carole has an MBA in International Business.

*Note all appointments prior to November 2018 would have been to the Board of Bank of Cyprus UK Limited, prior to its change of ownership and rebrand to Cynergy Bank Limited.

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