Open with £1, Online ISA (Issue 46**) pays 4.82% AER*/Tax-Free/Variable while offering easy-access withdrawals 24 hours a day, seven days a week.
** Issue 46 is is the latest Issue offered by Cynergy Bank. The interest rates on different issues can vary—both upwards and downwards. Our latest Issue rate will always be displayed on this page and may be different to the rate on the product you hold.
Is Online ISA suitable for you?
You want access to your money at any time.
If you pay tax on your savings.
Online ISA is not suitable if you are not able to use Online Banking.
Online ISA may not be suitable if you want to withdraw and reinvest in the same tax year.
Things to consider before you apply
You can only transfer in ISA's at the time you open your account
This is not a flexible ISA. Any money you withdraw in a tax year cannot be replaced.
Apply in minutes
Before applying
Please read the along with the and the Summary Box before applying, to ensure you understand the features and conditions of the account.
To open an account online, you need to be:
A personal banking customer;
18 years old or over; and
A UK resident for tax purposes.
You will need:
National Insurance Number
Your mobile phone number and email address
A deposit between £1 and £20,000 for a new investment, or £1 and upwards for a transfer using the ISA transfer in process.
Existing customers
If you're already a Cynergy Bank customer you can open an Online ISA using our quick and easy Fast Track Apply in Online Banking
Please read the important information below before applying:
Please note that information in the Summary Box is a summary of the key features of the account and is not intended to be a substitute for reading the Terms and Conditions.
Notes and definitions
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross interest is the contractual rate of interest.
** Issue 46 is the latest Issue offered by Cynergy Bank. The interest rates on different issues can vary—both upwards and downwards. Our latest Issue rate will always be displayed on this page and may be different from the rate on the product you hold.
***Gross means without tax deducted.