Transfers into your Online ISA

You can transfer in ISA’s from other providers who are signed up to the BACS electronic transfer service when you make your Online ISA application. Please check below that your existing provider is on the list below before you submit your application.

You must transfer any ISA's at the time of your application. You cannot transfer any ISA’s in to the Online ISA once it has opened, so please ensure that you submit any transfers at the time of application.

Online ISA: Transfers to your new Online ISA

You can transfer your existing cash ISA with another provider into a Cynergy Online ISA that subscribes to the BACS Electronic ISA transfer Service. The providers subscribed to the service:

  • AA
  • OneFamily (including Post Office ISAs and AA online ISAs)
  • Abundance Investment Ltd
  • Adam & Co Investment Management Ltd
  • Aldermore plc
  • Ascentric
  • Bath Investment Building Society
  • Bank of Scotland
  • Barclays Bank plc
  • Birmingham Midshires plc
  • Brent Shrine Credit Union Ltd (My Community Bank)
  • Britannia
  • Charter Court Financial Services
  • Chelsea Building Society
  • Cheltenham & Gloucester
  • Chorley & District Building Society
  • Close Brothers Limited
  • Clydesdale Bank
  • Co-operative Bank plc (and trading as Smile)
  • Coutts & Co
  • Coventry Building Society
  • Cumberland Building Society
  • Danske Bank (Northern Bank Limited)
  • Darlington Building Society
  • FCE Bank plc - Ford Money
  • First Direct
  • First Trust Bank
  • Furness Building Society
  • Gatehouse Bank PLC
  • Halifax plc
  • Hampshire Trust Bank  (452789)
  • Hargreaves Lansdown Asset Ltd
  • HL Savings
  • HSBC Bank plc
  • HSBC Bank plc - Global Investment Centre (GIC)
  • HSBC Bank plc - InvestDirect and First Direct Sharedealing ISAs
  • HSBC Private Bank (UK) Ltd
  • HSBC Trust Co (UK) Ltd - Corporate
  • HSBC Trust Co (UK) Ltd - Private Clients
  • HSBC Trust Co (UK) Ltd - Retail
  • Intelligent Finance
  • Kent Reliance Banking Services
  • Leeds Building Society
  • Lloyds Bank plc
  • M&S Bank
  • Market Harborough Building Society
  • National Westminster Bank plc
  • Nationwide Building Society
  • Newcastle Building Society
  • Nottingham Building Society
  • OakNorth Bank plc
  • Paragon Bank Limited
  • Post Office / One Family
  • Progressive Building Society
  • Royal Bank of Scotland plc
  • SAGA
  • Sainsbury's Bank
  • Santander UK Plc
  • Scottish Widows Bank plc
  • Secure Trust Bank plc
  • Shawbrook Bank
  • Skipton Building Society
  • St James Place Bank
  • St James's Place Investment Administration
  • Standard Life Savings Ltd
  • State Bank of India
  • Swansea Building Society
  • Tesco Personal Finance plc
  • TSB Bank PLC
  • Ulster Bank Ltd
  • United National Bank Limited
  • United Trust Bank Ltd
  • Virgin Money plc (formerly Northern Rock plc)
  • West Bromwich BS (WeBSave)
  • West Bromwich Building Society
  • Yorkshire Bank
  • Yorkshire Building Society

We are only able to accept Cash ISA transfers into our Online ISA from ISA providers that subscribe to the BACS Electronic ISA Transfer Services. If your current ISA provider is not on the drop down list, they must not subscribe to this service. This is to ensure our ISA transfers can be managed and transferred into your new account as quickly as possible for you. 

We are only able to accept cash ISA's transfers in and therefore we are unfortunately not able to accept stocks and shares ISA's.

Yes, you can transfer in up to three existing ISAs to your new Cynergy Bank Online ISA within the one application.

We will work with your existing provider to transfer your existing ISA savings to Cynergy Bank’s Online ISA. The process should be completed within 15 working days of receipt of your application or sooner. 

In addition, we will calculate your interest from the date we request the transfer from your existing provider to ensure that you do not lose out on any interest.


You have the security of knowing your eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Looking for a better deal?

If you can put your money away for one year or more, you could earn a better rate on your savings. Find out more about our Fixed Rate Bonds.