Combined receivables and business assets

You can finance receivables solely or have any combination of receivables finance and our other asset financing solutions. Receivables finance will work for you if you:

• Sell to other business customers.

• Invoice in arrears.

• Give credit terms i.e. 30, 60 days.

All solutions work with the most advanced, secure digital technology, operating seamlessly with you.

Receivables (Invoice) finance

Financing of your receivables, sometimes referred to as your debtor book of invoices, at up to 90% of their gross value.

• Undisclosed  (Invoice Discounting)
  Financing of your receivables, with you collecting payments from customers.
  

• Disclosed (Invoice Factoring)
  Financing of your receivables, with expert support from us in collecting payments from customers.
  

• Export finance
  Financing of your export receivables, if you are an exporting business.

Multi-asset finance   

Finance other business assets in addition to Receivables finance.      

• Plant and Machinery
  Financing of new and existing equipment assets that you use in your business. Ideal for refinancing or buying a commercial vehicle, CNC lathe, industrial printer and many other assets. 
  

• Inventory
  Financing of the inventory you hold in your business. Ideal when you need to hold large quantities of inventory that your customers expect you to have.  
  

• Property
  Financing the purchase or refinance of your commercial or industrial property.

Additional finance    

Benefit from potential additional finance support in addition to Receivables finance.       

• Cashflow loans short-term
  Short-term extensions of finance when the unexpected happens and a gap needs to be bridged.
  

• Cashflow loans mid-term
  Mid-term planned finance in line with your strategy - to assist with an acquisition, to buy out a fellow shareholder, support entering a new market, and many more scenarios.

Block discounting

• For Asset Financiers.
  

• Facilities ranging from £500,000 to £25,000,000 to help you grow your Asset Finance book.
  

• Raise funds against future income based on asset finance agreements you have in place with your customers. Block Discounting is a secure and reliable way to improve your cashflow and grow your business.
  

• We purchase “blocks” of Hire Purchase and/or Lease agreements at an approved discounted rate, leaving you in control of managing your customers.
  

• In return we release funds repayable over a term equal to the average life of the agreements discounted. Further cash can be raised as blocks are repaid, creating an ongoing source of funds for future business to be written and better allow your business to achieve its potential.