A specialist bank serving the blended financial needs of business owners, property entrepreneurs and family businesses.

Important information

Existing customers who would like to apply for a Recovery Loan Scheme (RLS) loan should click the apply button below and fully complete the application form.

  • Before you submit detailed information, the start of the application will ensure that you are eligible to apply for a RLS loan.
  • You will then be guided through the application process to provide the detailed information to complete the application, e.g. background information on the company, director and shareholder details, historic, current and future financial information, etc.
  • If you are not able to complete the application at your first attempt, you can save your progress and complete the application at a later time.

We are currently offering term loan and overdraft facilities from £1m through the scheme.

Please read the eligibility criteria carefully before applying.

Please note that we are a secured lender with such security typically being formed of freehold or long leasehold (75+ years unexpired) property owned by the business or its owners although it cannot be a Principal Private Residence.

Existing customer - APPLY HERE

What happens after I apply

In most cases we will respond to applications within one working day. However, due to high volumes of applications it may take slightly longer. We understand that many of you will want to talk to us during these uncertain times and we would like to thank you for your patience.


The Recovery Loan Scheme is managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business, Energy & Industrial Strategy. British Business Bank plc is a development bank wholly owned by HM Government. It is not authorised or regulated by the PRA or the FCA. Visit http://www.british-business-bank.co.uk/recovery-loan-scheme