Birchgrove a leading UK Senior Living operator

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Jasmine Ratnavira

Jasmine Ratnavira

08 Apr 2026

Cynergy Bank has provided a senior loan facility to Birchgrove a leading UK Senior Living operator, supporting two senior living assets in Leatherhead and Mill Hill while they achieve stabilised occupancy.

The funding represents yet another mid-market transaction for the Bank, highlighting Cynergy Bank’s continued strong presence in the senior living sector and its ability to structure and execute complex transactions at scale.

The financing was delivered on an accelerated timeline: six weeks from credit approval to completion. The speed of execution demonstrates Cynergy Bank’s pragmatic approach to lending and its ability to respond quickly to the needs of specialist operators in this sector.

This transaction demonstrates our continued commitment to supporting high-quality operators in the senior living sector. Birchgrove has built a strong reputation as a market leader in delivering premium integrated retirement communities, and we are pleased to provide a financing structure that supports the continued growth of its portfolio.

Aharon Donaghy

Relationship Director, Cynergy Bank

This transaction adds to Cynergy Bank's growing portfolio of operational real estate assets, senior living and broader healthcare sectors, and reinforces its commitment to supporting housing solutions across the UK. The bank's expertise in providing bespoke structuring for complex deals and its focus on rapid execution have made it a preferred partner for businesses seeking flexible and timely financial solutions.

It was a pleasure dealing with the Cynergy team during this financing. Cynergy Bank’s pragmatic and solutions-focused approach, combined with its ability to deliver at speed, made it the right partner for this transaction. The financing enables us to refinance two of our high-quality assisted living assets, supporting the growing demand for purpose-built later living communities across the UK.

Raphaël Koifman

Chief Financial Officer at Birchgrove Assisted Living