A specialist bank serving the blended financial needs of business owners, property entrepreneurs and family businesses.

At Cynergy Bank we recognise that professional and personal lives often overlap and our mission is to help empower our customers to achieve their ambitions by serving all their banking needs.

We put enduring relationships at the heart of what we do. We provide quality products, services and expertise to help our customers manage their interdependent professional and personal financial requirements, whilst embracing the exciting new opportunities available in the industry.

We are proud to be a preferred partner of the Institute for Family Businesses (IFB) whose mission is to help family businesses remain successful for generations to come.

We have expanded our reach with offices now in London, Birmingham, Manchester, Redhill and Edinburgh. We are committed to delivering a comprehensive set of services to meet the evolving needs of our customers and remain a bank focussed on customers, people and relationships.

Our story began in December 2018 but our heritage stretches back much further, read more about our story below.

Our Customer Promises

We promise to focus on your needs, as business owners and savers.

Empowering business owners

  • Understand your business – we'll ensure you're always in good hands with accessible, knowledgeable people who understand your needs.
  • Relationship driven - our proactive teams will work with you to find solutions to meet your evolving business needs.
  • Make quick decisions – our responsive teams are empowered to make quick decisions that you can rely on.

Empowering savers

  • Value and reward - our best deals are always available to our existing customers.
  • Safe and Secure – your eligible deposits are protected by the UK Financial Services Compensation Scheme.
  • Direct access – you can get help and access when you need it online 24/7, 365 and from our knowledgeable UK call centre.

You can also watch our short video and hear what our customers have to say about us.

Cynergy Capital Limited is led by a consortium of investors that are experienced business owners in the UK, focused on the retail and SME sectors. They have worked together for several years and have a number of successful business interests and investments, in a variety of sectors including retail, wholesale, property and financial services.

Cynergy Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Eligible deposits with Cynergy Bank Limited are protected by the UK Financial Services Compensation Scheme.

More questions?

We have a section for Frequently Asked Questions on our products and services.

Frequently Asked Questions